Since Apple Pay debuted almost a decade ago, to this day, Apple is marking the occasion by rolling out several features it revealed at WWDC. If you have iOS 18 or iPadOS 18 installed on your iPhone or iPad, you can now use payment services on third-party browsers on those devices as well as on your desktop computer. In the latter case, you will be asked to scan a QR code with your iPhone or iPad to complete the payment. However, Apple says this feature is only available in some markets.
Adding supported cards to Apple Wallet on iPhone is easier than ever. Thanks to the “tap to provision” feature, you only need to tap your eligible NFC-enabled card on the back of your phone, but you may need to manually enter a security code. However, once again, “tap to provision” is not available everywhere.
Apple is bringing more third-party buy now, pay later (BNPL) services to Apple Pay. This starts with you being able to check it out on Klarna in the US and UK. The company plans to add more installment options in the future, including eligible Apple Pay issuers via Citi, Synchrony, and Fiserv in the US. Klarna will also be available as an option in Canada at a later date. Apple discontinued its own Pay Later option earlier this year and added Affirm as a BNPL option in the US last month.
Meanwhile, Apple Pay users in the U.S. can redeem their rewards with eligible Discover credit cards at checkout. Support for benefits with other issuers and in more countries is in the works.
Updated Oct. 18, 8:48 a.m. ET: This article previously indicated that Apple was starting to add third-party BNPL services with the Klarna integration, but support for Affirm was added last month. It was done.
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